Don’t put all your eggs in one basket, or so it seems…
Ram : I want to start an SIP of Rs. 10k in five different mutual funds of Rs.2k each. Shyam : Why five funds? Ram : As Warren Buffet says..…
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January 27, 2019
Have your Investments Beaten Inflation?
Its imperative that returns from your investments beat inflation. Let's take a closer look at different asset classes and their historical inflation adjusted performance. PF have given inflation adjusted return…
January 20, 2019
Why do I need an Emergency Fund?
A New Year is the perfect time to make resolutions for the year and one of the few initial steps in the Financial Planning process involves taking care of unforeseen…
January 6, 2019
Do you need a Health Insurance Policy?
Even before one starts investing towards one's goals, getting adequate health insurance cover for self and your family is of paramount importance. Yes EVEN BEFORE you invest in Mutual Funds😊…
December 23, 2018
Mutual Fund versus Fixed Deposit
Imagine you are moving at 10 km per hour 🚗and your friend is moving at 11 km per hour🚙. After 6 minutes they are only 100 m (1/10th of 1km)…
December 2, 2018
Will you Invest in Gold this Dhanteras?
People invest in gold in Dhanteras, as it is believed to be auspicious and brings prosperity. Gold purchased every year on Dhanteras since 2005 has yielded an average return of…
November 4, 2018
Rule of 72
Kitne time mein mera paisa double ho ga??? By using it, you get to know in how much will it take to double your money. Suppose you invest in Fixed…
October 21, 2018
The REAL returns from Fixed Deposits
Why do you invest in Fixed Deposits? "FDs are safe" "FDs give guaranteed returns" "Even if bank shuts down, I'll get back my money" Now let's focus on the facts…
September 23, 2018
Money in your Savings Account is not an Investment
Overcome Loss Aversion - Do you keep your money idling in bank accounts, assuming it safe??? Value of Rs. 1 lakh in Savings Account in 2007, earning 4% per year…
September 9, 2018
Debt Funds Versus Fixed Deposits
Short term goals - I require money after 3 to 6 months. Buy a Car in 1 year. Foreign Vacation.. Solution - Debt Mutual funds give better post tax returns…
September 2, 2018